Attain Finance closes new $375M credit facility, completes refinancing of legacy debt
What's the deal? Attain FinanceDealroom has a profile for this one. Try Dealroom →, a consumer credit lender serving US and Canadian customers, has closed a new $375 million credit facility called HFGT Trust 2026-A.
The deal lets Attain retire two legacy facilities — Heights Finance SPV I and SPV II — completing the refinancing of all receivables-based debt put in place when it emerged from bankruptcy in 2024.
Why now? The new facility extends Attain's receivables-based debt maturity wall out to 2029, buying the lender more runway.
It also delivers a lower cost of capital and fresh funding for what the company calls its next phase of growth.
"We are very pleased with the closing of HFGT Trust 2026-A, which marks a significant milestone in Attain Finance's financial evolution," said chief executive officer Doug Clark.
The signal: Dealroom classifies Attain as a breakout-stage company, and this refinancing — which swaps emergency-era debt for cheaper, longer-dated capital maturing in 2029 — underlines that trajectory. For a lender focused on powering innovation for underbanked consumers, resetting the balance sheet two years out of bankruptcy positions it for growth rather than survival.
Read more: FinancialContent
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