Pajson Agro India secures ₹27.50 Cr debt facility from Kotak Mahindra Bank
What's the deal? Pajson Agro IndiaDealroom has a profile for this one. Try Dealroom → has secured a ₹27.50 crore debt facility from Kotak Mahindra BankDealroom has a profile for this one. Try Dealroom →. The sanction, dated March 31, 2026, splits into a ₹20 crore term loan and a ₹7.50 crore working capital line.
The term loan runs 84 months; the working capital facility runs 90 days. Both are backed by the company's current and moveable fixed assets, including plant and machinery.
Why now? Agro firms need steady investment in supply chains, processing, and distribution. The split structure lets Pajson fund long-term growth while covering day-to-day liquidity.
What could go wrong? More debt means more leverage and higher interest costs. Investors will watch whether Pajson can service the loan and earn returns above its cost of borrowing.
The signal: Pajson is an early-stage cashew processor sourcing globally for B2B and B2C markets — a capital-intensive supply chain where the split between an 84-month term loan and a 90-day working capital line maps neatly onto fixed processing investment versus the seasonal cost of buying and moving raw nuts. Landing a sizeable facility from Kotak Mahindra Bank at this stage signals lender comfort with the asset base it has pledged as collateral.
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