Early Revolut employees open waitlist for AI money assistant Haido

Haido, a London personal finance startup, came out of stealth on 5 November 2026 and opened a waitlist for an AI assistant that connects to everything a person owns and owes and answers questions about their finances. Every figure links to its calculation, assumptions and sources, and numbers come from expert-built models rather than generated by AI. The company plans to seek FCA authorisation in 2027. The first 1,000 people on the waitlist get early access and entry into a prize draw for £1,000 toward their savings or investments account.

Haido is led by CEO Veronique Barbosa, employee four at Revolut and later a senior leader at Monzo, and co-founder Tom Reay, Revolut's first employee. The pair previously co-founded receipt-data startup Flux.

Haido is backed and advised by senior UK fintech figures, including angel investor Eileen Burbidge MBE, Founding Partner at Passion Capital and NFG Ventures and an early backer of Monzo and Marshmallow; Chris AdelsbachDealroom has a profile for this one. Try Dealroom → OBE, co-founder of Outrun Ventures and former UK Angel Investor of the Year; Elizabeth ChambersDealroom has a profile for this one. Try Dealroom →, a non-executive director at Wise, AJ Bell and TSB Bank and a former Barclays CMO; and Laurence Twelvetrees, Revolut's first Head of Risk and MLRO. The founding team also includes former senior operators from Monzo, Deliveroo, Twitter and JustEat.

The launch comes as regulators scrutinise AI financial guidance: the FCA called on 19 October 2026 for providers of general-purpose AI models to add clearer disclaimers to the financial information they generate, and a study of eighteen AI models, reported by the Financial Times, found they answered personal finance questions incorrectly 57% of the time. Lloyds Banking Group's Consumer Digital Index found more than 28 million UK adults, 56% of the population, used AI to help manage their money in the past year.

Sources: Haido PR