S
Spandana Sphoorty
Fintech · Hyderabad, India · Founded 1997 · IPO 2019
Micro finance firm head-quartered at hyderabad, india MoreLess
Spandana Sphoorty Financial Limited is a non-banking financial company and a microfinance institution (NBFC-MFI) that operates in India. The company's primary business is providing small-ticket unsecured loans to low-income households in rural and semi-urban areas.
The company's business model is based on the joint liability group (JLG) model, where a small group of women stand as guarantors for each other's loans. This model helps to reduce the risk of default and makes it possible for the company to lend to people who would not otherwise have access to credit.
Spandana Sphoorty offers a variety of loan products, including income-generating loans, loans for education, and loans for healthcare. The company also provides other financial services, such as insurance and savings products.
The company's target market is low-income households in rural and semi-urban areas of India. The company has a strong presence in the states of Andhra Pradesh, Telangana, and Karnataka.
Keywords: microfinance, NBFC-MFI, rural finance, joint liability group, income generation loans, financial inclusion, small-ticket loans, women empowerment, India, financial services
Company overview
Spandana Sphoorty company information
The essential company record, classifications and operating signals in one place.
- Status
- Operational
- Founded
- 1997
- Headquarters
- Hyderabad, India
- Employees
- 4,800
- Open positions
- None listed
- Dealroom signal
- 80.0
- Investment activity
- 1 companies · latest Jul 2026
- Capital deployed
- —
- Preferred round
- ACQUISITION
Valuation & funding
Spandana Sphoorty funding history
Company financing events and reported valuations.
| Deal type | Date | Amount | Valuation | Investors | Source |
|---|---|---|---|---|---|
| POST IPO DEBTDebt | Apr 2026 | $51M | — | Undisclosed | ↗ |
| POST IPO DEBTDebt | Dec 2025 | $47M | — | Undisclosed | ↗ |
| POST IPO DEBTDebt | Oct 2025 | $28M | — | Undisclosed | ↗ |
| POST IPO EQUITYOther financing | May 2024 | $29M | — | Siguler Guff & Company | ↗ |
| POST IPO EQUITYOther financing | Aug 2023 | $0 | — | Kotak Mahindra Life Insurance · Max Life insurance | ↗ |
| POST IPO EQUITYOther financing | Mar 2022 | Kedaara Capital · Valiant Communications | — | ||
| IPOOther financing | Aug 2019 | Undisclosed | — | ||
| LATE VCOther financing | Nov 2017 | Birla Sun Life Insurance | — | ||
| DEBTDebt | Apr 2017 | IndusInd Bank | — | ||
| EARLY VCOther financing | Aug 2007 | Undisclosed | — |
Financials
Revenue, earnings and profit over time
Reported history and available estimates. Estimated years are marked “E”; sparse fields are left blank rather than inferred.
| Year | Revenue | Growth | EBITDA | Margin |
|---|---|---|---|---|
| 2026 | $131M | -56% | $51M | 38.6% |
| 2025 | $298M | -2% | $302M | 101.4% |
| 2024 | $304M | +79.9% | $105M | 34.6% |
| 2023 | $169M | -6.2% | $108M | 63.8% |
| 2022 | $180M | -6.2% | $70M | 39% |
| 2021 | $192M | +13% | $119M | 61.8% |
| 2020 | $170M | — | $123M | 72% |
Growth signals
Spandana Sphoorty website traffic
Latest recorded traffic for Spandana Sphoorty is 27K monthly website visits, up 42.1% over the last three months. Spandana Sphoorty's team grew 2.6% over the past year.
Comparisons
Spandana Sphoorty compared with similar companies
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Capital deployed
Spandana Sphoorty investments and acquisitions
Recent portfolio relationships for companies that also act as investors or acquirers.
Talent graph
Spandana Sphoorty's talent
Source: Dealroom Talent Intelligence.
Investors
10 investors on Spandana Sphoorty's cap table
Sourced from Dealroom's funding and investor records.
Global footprint
Where Spandana Sphoorty has talent and traffic
team presence
In the news
Latest news about Spandana Sphoorty
Recent press, funding announcements, and product moves mentioning Spandana Sphoorty — open to read from the original sources.
Market sentiment
What the market is saying about Spandana Sphoorty
An AI-synthesized read of the highest-engagement posts about Spandana Sphoorty on X over the past 7 days. We rank by likes & retweets, ignore corporate channels, and surface the themes that broke out from real people.
Reading the room on X — pulling top posts and synthesizing themes…
Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour
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