Mountainseed

Mountainseed's primary clients are financial institutions, including over 600 community banks and credit unions across all 50 states. The company's business model revolves around providing a suite of tech-enabled services that simplify and outsource complex real estate processes for lenders. Revenue is generated through fees for these services, which include appraisal management, data analytics, and capital markets solutions. In July 2021, the company secured a minority investment from Equity Investment Group to fuel further growth.

The company's offerings are consolidated into several key areas. The MountainSeed MarketPlace is a platform that streamlines CRE due diligence services like appraisal management and compliance reviews, allowing lenders to focus on their core business. A core asset is the MountainSeed Analytics platform, which provides clients with access to a vast database of real estate information, including comparable sales and rents, derived directly from appraisal data. This data is positioned as more current than information from competitors because it is captured before a property transaction is publicly recorded. Additionally, the firm's Capital Markets division offers loan sale advisory services, purchasing both performing and distressed loans to provide liquidity for banks, and arranges sale-leaseback transactions, having become a major acquirer of bank branches.