I
Incard
Fintech · London, United Kingdom · Founded 2020
Neobank for e-commerce store owners MoreLess
Incard.co is a financial technology startup that provides a comprehensive financial solution tailored specifically for online businesses, including e-commerce entrepreneurs, dropshippers, and influencers. The company operates in the fintech market, focusing on simplifying and enhancing financial transactions for businesses that operate globally.
Incard offers a multi-currency account system, allowing clients to hold and manage balances in EUR, GBP, USD, HKD, and CHF. This feature enables businesses to pay and receive payments in local currencies, reducing the complexity and cost associated with currency conversion. The platform prides itself on offering competitive exchange fees and using the real foreign exchange (FX) rate, which helps clients save money on international transactions.
The business model of Incard revolves around providing financial services that cater to the unique needs of online businesses. This includes faster payments, higher transaction limits, and 24/7 customer support. Additionally, Incard offers flexible financing options and accelerated daily payouts to help manage cash flow, which is crucial for businesses with tight cash cycles.
Incard generates revenue through various financial services, including currency exchange fees, transaction fees, and potentially through premium membership plans that offer additional benefits. The company also provides early access and stock options to top insiders, which could be a strategy to build a loyal customer base and generate initial funding.
In summary, Incard.co is designed to support the growth and success of online businesses by offering a seamless, cost-effective, and flexible financial solution. The company’s focus on multi-currency management, competitive exchange rates, and robust support services positions it as a valuable partner for e-commerce entrepreneurs and influencers looking to expand their global reach.
Keywords: fintech, multi-currency, e-commerce, entrepreneurs, influencers, global payments, competitive exchange rates, financial flexibility, online businesses, cash flow management.
Company overview
Incard company information
The essential company record, classifications and operating signals in one place.
- Status
- Operational
- Founded
- 2020
- Headquarters
- London, United Kingdom
- Employees
- 40
- Open positions
- 5
- Dealroom signal
- 90.5
Valuation & funding
Incard funding history
Company financing events and reported valuations.
| Deal type | Date | Amount | Valuation | Investors | Source |
|---|---|---|---|---|---|
| SERIES A✓Equity / VC | Feb 2026 | $13M | $53M | Founders Capital · Mount Venture Capital · Smartfin | ↗ |
| Other✓Other financing | Jul 2025 | $1.8M | — | Undisclosed | ↗ |
| SEED✓Equity / VC | May 2022 | $3.8M | $15M | Notion Capital · Syndicate Room | — |
| SEEDEquity / VC | Sep 2021 | $2.9M | $11M | Undisclosed | — |
Financials
Workforce over time
Available workforce history. Financial fields without reported data are omitted.
| Year | Employees |
|---|---|
| 2026 | 42 |
| 2025 | 25 |
| 2024 | 16 |
| 2023 | 14 |
| 2022 | 24 |
Growth signals
Incard website traffic
Latest recorded traffic for Incard is 32K monthly website visits, up 3.2% over the last three months. Incard's team grew 60% over the past year.
Comparisons
Incard compared with similar companies
Dealroom’s weighted taxonomy model identifies the closest operating peers. Company identity and context stay open; selected comparison metrics preview what is available in the platform.
Talent graph
Incard's talent
Source: Dealroom Talent Intelligence.
Global footprint
Where Incard has talent and traffic
team presence
In the news
Latest news about Incard
Recent press, funding announcements, and product moves mentioning Incard — open to read from the original sources.
Market sentiment
What the market is saying about Incard
An AI-synthesized read of the highest-engagement posts about Incard on X over the past 7 days. We rank by likes & retweets, ignore corporate channels, and surface the themes that broke out from real people.
Reading the room on X — pulling top posts and synthesizing themes…
Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour
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