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Alif
Banking and technology solutions for customers
About Alif
Alif is a Central Asian fintech company founded in 2014 by Firdavs Mirzoev and Zuhursho Rahmatulloev. Initially established as a microcredit organization in Tajikistan, it later became a commercial bank and expanded its operations. The founders, who moved from the UK and US to their native Tajikistan, aimed to make finance transparent and fair. In 2019, Alif entered the Uzbek market, securing an electronic money and payments license the following year.
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The company operates an ecosystem of financial and technological products based on Islamic finance principles. Its core offerings include the Alif super-app (formerly alif mobi), the Alif Shop e-commerce marketplace, and a 'Buy Now, Pay Later' service called Nasiya. The super-app provides services such as money transfers, bill payments for over 2,000 services, travel services, and investments. The Alif Shop marketplace allows customers to purchase goods on installment plans from thousands of partner stores. For businesses, Alif offers merchant acquiring services. The company serves over 4.4 million customers across Tajikistan, Uzbekistan, and Pakistan.
Alif has achieved significant milestones, including receiving the ICD Finnovation Award in 2020 and its Alif Shop project being named among the top 100 participants at the Entrepreneurship World Cup. In 2023, the Alif super-app passed a security verification by SNAPSEC. The company is currently in the process of obtaining a banking license in Uzbekistan to expand its services to small and medium-sized enterprises (SMEs). Alif has secured substantial funding, including a $20 million investment from Accial Capital in 2024 and $3 million from the International Islamic Trade Finance Corporation (ITFC) in 2025.
At a glance
- Status
- Operational
- Founded
- 2019
- Headquarters
- Tashkent, Uzbekistan
- Employees
- 240
- Open positions
- None listed
- Dealroom signal
- 87.0/100
- Industry
- Fintech
- Sub-industry
- Payments, Financial Management Solutions
- Sector
- Fintech, Islamic Finance, BNPL, Consumer Lending, Embedded Finance, Payment Orchestration, Payment Processing, Payment Checkout
- Technology
- Mobile app
- Business model
- SaaS
- Client focus
- b2c
Latest news
Press, funding announcements and product moves mentioning Alif.
Funding history
Company financing events and reported valuations.
| Deal type | Date | Amount | Valuation | Investors | Source |
|---|---|---|---|---|---|
| DEBT✓Debt | Aug 2026 | $10M | — | Ineco Group | ↗ |
| DEBT✓Debt | Jan 2025 | $3M | $25M | International Islamic Trade Finance Corporation | ↗ |
Growth signals
Latest recorded traffic for Alif is 87K monthly website visits, down 51.7% over the last three months. Alif's team grew 18.8% over the past year.
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Investors
From Dealroom's funding and investor records, grouped by the round each investor first entered.
Series A1 investor entered at this stage
Cur8 Capital
Series B and later3 investors entered at this stage
Accial Capital
International Islamic Trade Finance Corporation
Ineco Group
Source: Dealroom Talent Intelligence.
Global footprint
team presence
Market sentiment
An AI-synthesised read of the highest-engagement posts about Alif on X, ranked by likes and reposts, corporate channels excluded.
Reading the room on X — pulling top posts and synthesizing themes…
Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour
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